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Your Common Good Card - How It Works

Here's how it goes:

  1. Did someone invite you? Click "Sign up", then "I know someone" and type their name. Or type your invitation number in the sign-in box and click "Sign in". If you don't have an invitation yet, click "Sign up" and fill out the form to request one.
  2. Answer some boring and intrusive questions for about 15 minutes (sorry — our federal regulators require us to collect the information). The really important step is signing the Common Good Agreement — the covenant we sign with each other that makes the Common Good system possible.
  3. Upload a photo for your Common Good Card and make a donation of any amount (even 1¢).
  1. Pretty soon your account will be approved by a Common Good administrator and your Common Good Card arrives in the mail a couple days later, along with a Welcome Letter, another sheet titled "Understanding Common Good", and some invitation cards for you to use to invite your friends, neighbors, and favorite businesses.
  2. So try it out! Go ahead and buy something! Carry your Common Good Card in your wallet and present it as payment at any participating business in any Common Good Community. Like a debit card, except the cashier scans your card with a smartphone and there are no fees for you or the business. You can also sign in to your Common Good Account to buy something online.
  3. To make more Common Good Card purchases, move funds to your Common Good Account from your bank account or trade cash for Common Good Credits at a participating business. For convenience, you can set your account to refill automatically, so your Common Good Card works very much like a debit card for your bank account.
  4. Trade your Common Good Credits for US Dollars as needed, by transferring them to your bank account. If your community chooses to issue tentative incentive rewards, they cannot be traded for US Dollars until you decide together that they can. Until then they appear in your account as a "Credit Reserve".
  5. You may also decide, as a community, to issue a monthly "inflation adjustment" on your account balances, as a protection from inflation.
Getting started with Common Good is the hard part — though it takes only about half as long as opening a bank account. After that it's easy. Just carry your card with you and use it to pay for stuff.